Tax-Free Shopping Overhaul! Store→Airport Refund
From Nov 1, 2026, tax-free shopping changes to refund system. Pay 10% tax at stores, get refund at airport.
Applies from the October 2026 payment / care-insurance deductions revised; online copies from October 9
Japan Pension Service is mailing "Pension Transfer Notices" (年金振込通知書) for the October 2026 pension payment to recipients whose deposit amount changes. The notice goes to people whose special deduction for long-term care insurance and other premiums or taxes is revised from October, which changes the amount actually credited to their bank account. The notice comes in several formats; the one being sent now is read using the guide for "when the transfer amount has changed." It lists, for each payment period, the gross pension amount, the premiums and taxes withheld, and the resulting transfer amount. What moves here is the amount withheld, not a recalculation of the pension award itself — that is the difference from a pension amount revision notice. Questions about the amount of the premiums or taxes withheld, or how they were calculated, go to your municipal office, not to a pension office. You can also check the contents on "Nenkin Net" without waiting for the paper notice; for the October 2026 payment, viewing and reissue requests open on Friday, October 9, 2026.
Foreign residents registered in a municipality become long-term care insurance subscribers on the same terms as Japanese nationals, and premiums are withheld directly from their pension. So the experience of "my deposit is smaller this month" happens to foreign pension recipients too. The key is knowing that the drop is most likely in the withheld amount, not in the pension award itself. The notice is in Japanese only and is read in three layers — gross pension amount, deductions, and the resulting transfer amount — so it is easy to misread a lower deposit as a benefit cut. Questions about the premium or tax figures themselves must go to your municipal office; a pension office cannot explain how your municipality calculated them. If you have moved and not filed an address change, the paper notice may not reach you, so checking on Nenkin Net or requesting a reissue is the practical route.
From Nov 1, 2026, tax-free shopping changes to refund system. Pay 10% tax at stores, get refund at airport.
From October 2026, input tax credit from tax-exempt businesses reduced from 80% to 70%. Affects foreign freelancers, sole proprietors, and businesses dealing with exempt vendors.
Japan's National Pension childcare premium exemption starts in October 2026. From September 11 the Japan Pension Service chatbot answers questions on who qualifies and how long the exemption runs — useful for foreign residents paying premiums themselves.
Source:
Japan Pension Service website (Pension transfer notices for the October 2026 payment are being mailed)This article was edited and written by freegent Inc. based on the source above.