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2026-10-01Tax

📬 Pension Transfer Notices Mailed for October 2026 Payment

Applies from the October 2026 payment / care-insurance deductions revised; online copies from October 9

❓ What is changing?

Japan Pension Service is mailing "Pension Transfer Notices" (年金振込通知書) for the October 2026 pension payment to recipients whose deposit amount changes. The notice goes to people whose special deduction for long-term care insurance and other premiums or taxes is revised from October, which changes the amount actually credited to their bank account. The notice comes in several formats; the one being sent now is read using the guide for "when the transfer amount has changed." It lists, for each payment period, the gross pension amount, the premiums and taxes withheld, and the resulting transfer amount. What moves here is the amount withheld, not a recalculation of the pension award itself — that is the difference from a pension amount revision notice. Questions about the amount of the premiums or taxes withheld, or how they were calculated, go to your municipal office, not to a pension office. You can also check the contents on "Nenkin Net" without waiting for the paper notice; for the October 2026 payment, viewing and reissue requests open on Friday, October 9, 2026.

👥 Who is affected?

  • ●Public pension recipients whose special deduction for care insurance and other premiums changes from October 2026
  • ●Foreign residents aged 65 or over who receive a Japanese pension with care insurance premiums withheld from it
  • ●Recipients who also have resident tax or late-stage elderly medical insurance premiums withheld from their pension
  • ●Anyone who wants to check the breakdown of their deposit, or who lost or never received the notice and needs a reissue
  • ●Family members or supporters who read the Japanese-language notice on a recipient's behalf

🌏 Impact on foreign residents

Foreign residents registered in a municipality become long-term care insurance subscribers on the same terms as Japanese nationals, and premiums are withheld directly from their pension. So the experience of "my deposit is smaller this month" happens to foreign pension recipients too. The key is knowing that the drop is most likely in the withheld amount, not in the pension award itself. The notice is in Japanese only and is read in three layers — gross pension amount, deductions, and the resulting transfer amount — so it is easy to misread a lower deposit as a benefit cut. Questions about the premium or tax figures themselves must go to your municipal office; a pension office cannot explain how your municipality calculated them. If you have moved and not filed an address change, the paper notice may not reach you, so checking on Nenkin Net or requesting a reissue is the practical route.

💡 Key points to know

1The transfer notice is sent to recipients whose deposit amount changes — read it as three separate figures: gross pension, deductions, and transfer amount
2Use Japan Pension Service's guide "Pension Transfer Notice (2: when the transfer amount has changed)" to interpret your notice
3For the amount of premiums or taxes withheld and how they were calculated, contact your municipal office, not a pension office
4Nenkin Net lets you check the contents without waiting for the mail, and save or print a PDF; the October 2026 notice is available from Friday, October 9
5If you lose the notice, you can request a reissue through Nenkin Net; allow about one week for dispatch plus delivery time
6Nenkin Net requires user registration in advance — register now so you are not stuck if a notice fails to arrive
7Japan Pension Service's Pension Q&A covers common questions on the transfer notice and on care-insurance withholding from pensions

🔗 Related Issues

Source:

Japan Pension Service website (Pension transfer notices for the October 2026 payment are being mailed)

This article was edited and written by freegent Inc. based on the source above.