Tax-Free Shopping Overhaul! Store→Airport Refund
From Nov 1, 2026, tax-free shopping changes to refund system. Pay 10% tax at stores, get refund at airport.
Requested Sept 24, 2026 | Kanto Local Finance Bureau asks banks in Chiba and Tokyo to accommodate disaster victims
On September 24, 2026 (Reiwa 8), Japan's Financial Services Agency (FSA) announced that the Kanto Local Finance Bureau had, on the same date, issued a request titled "Financial Measures for Disasters Associated with Typhoon No. 25 of Reiwa 8." The areas covered are Chiba Prefecture and Tokyo. "Financial measures" (kinyu-jo no sochi) is a request in which a Local Finance Bureau asks financial institutions in its jurisdiction to handle disaster victims' cases with consideration for their circumstances. It is issued individually for each affected area whenever a major disaster occurs; it is not a permanent scheme. This time it applies to damage caused by Typhoon No. 25. No new system has been created — an existing framework is being applied to this disaster. The specific content of the request is published on the Kanto Local Finance Bureau's page, not on the FSA page. It asks institutions to show consideration in situations such as deposit handling, lending, and insurance claim payments, but how far each institution accommodates a given case differs by institution. You therefore need to check directly with the branch or call center of the bank, shinkin bank, or insurer you use.
The biggest barrier for foreign residents is that most post-disaster procedural information is available only in Japanese. This request covers Chiba and Tokyo — areas home to many international students, technical intern trainees, Specified Skilled Workers, and tourists. Even if you lost your bankbook or cash card, the first step is to phone the financial institution where you hold your account. Branch counters mainly operate in Japanese, so it helps to speak slowly in simple Japanese (yasashii nihongo), ask a contact at your workplace or school or a support organization to come with you, and have a translation app ready. If you have insurance, photograph the damage to your home and belongings as early as possible — it makes the claim process much smoother. Travelers who lost cash or cards should contact their card issuer and, in parallel, consult their accommodation and the local municipal office.
From Nov 1, 2026, tax-free shopping changes to refund system. Pay 10% tax at stores, get refund at airport.
From October 2026, input tax credit from tax-exempt businesses reduced from 80% to 70%. Affects foreign freelancers, sole proprietors, and businesses dealing with exempt vendors.
Japan's National Pension childcare premium exemption starts in October 2026. From September 11 the Japan Pension Service chatbot answers questions on who qualifies and how long the exemption runs — useful for foreign residents paying premiums themselves.
Source:
Financial Services Agency website (Financial Measures for Disasters Associated with Typhoon No. 25 of Reiwa 8)This article was edited and written by freegent Inc. based on the source above.